Health Insurance Atlantic Canada

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No overall maximum benefit per year

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* all dollar amounts are maximums

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Add any or all of these options to your Medavie Blue Cross Complete Health plan.

Critical Illness

Critical Illness coverage pays cash in the event of an unexpected illness. Covered conditions include:
Alzheimer’s Disease, Blindness, Burns, Coma, Deafness, Life Threatening Cancer, Loss of Speech, Major Organ Failure, Major Organ Failure requiring transplant, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease, Senile Dementia, Severe Heart Attack, Severe Stroke.

Hospital Cash

$100 per day for up to 100 days per year when hospitalized.
If over the age of 65, benefit is limited to 30 days per year.

Assured Access

Assured Access coverage means you can put your coverage on hold if you acquire group health benefits. Then you can reactivate your health plan later without needing to qualify again medically.

As we age our health often deteriorates. This makes it difficult to be approved for the health care coverage we may need later in life. Once you qualify medically for Assured Access, you and your family are entitled to a Complete Health plan. You won't face additional medical questions, if you ever lose your group health benefits. Complete Health includes comprehensive coverage for hospital, travel, extended health and extensive drug benefits.

Assured Access provides additional security with a $10,000 Accidental Death & Dismemberment benefit for each participant covered under your plan. This AD&D benefit ends at age 65.

As your children grow up, they are no longer eligible for group health benefits as dependents under your group plan. They can enrol in their own Medavie Blue Cross personal health plan without undergoing additional medical underwriting.

To be eligible for the Assured Access product, you must:

• apply and be approved for coverage prior to age 65
• be enrolled in a group health benefits* plan at the time of application
• have had group coverage for the past 12 consecutive months

Assured Access coverage can continue beyond age 65.

If you have questions about Medavie Blue Cross Assured Access, or would like an application form, contact one of our health insurance specialists.

Assured Access Rates

Monthly Assured Access Selling Rates (Health and Prescription Drugs)

Rates are subject to change, please contact MacLellan Moffatt Health Insurance directly to discuss plan pricing and application process.

Eligibility requirements apply.

*Group Health Benefits - an employer sponsored health benefit plan consisting of 3 or more employees.

Notes:

• The member is the oldest person covered under the plan. The age of the member is used to determine the rates.
• Dependents include the spouse/cohabitant and dependent children of the member.
• The Assured Access and Complete Health rates are reviewed and increased periodically. When activating the Complete Health plan, you will be subject to the rates in effect at the time of activation.
• Applicants must meet medical underwriting standards at time of application.