If you're a Canadian who likes to explore different destinations while on vacation, be careful what insurance coverage you get. It's important to note that some travel policies:
- Have restrictions on coverage outside your primary destination.
- May require you to notify them when changing destination.
Recently MMHI was able to customize a plan for a client who wanted to travel abroad without restrictions.
Problem: Finding the Right Insurance Provider
Derrick, a Nova Scotia resident and avid traveler, was preparing for an exciting 3-month trip to visit his wife who works in Scotland. Wanting to explore Scotland's rich history and stunning landscapes, they planned various side trips to enhance their experience.
Derek was looking for comprehensive travel coverage. He wanted:
- Protection against illness or injuries
- Protection against financial losses should their travel plans change
- The flexibility to detour outside of Scotland at a moment's notice
Solution: A Comprehensive and Flexible Travel Plan
MMHI discussed Derrick's travel itinerary and insurance needs with him. Since MMHI represents many carriers, we were able to evaluate several options. We found the perfect travel insurance solution. This policy not only covered medical expenses and trip cancellations. It also protected Derrick and his wife while exploring locales outside of Scotland.
Result: A Stress-free Vacation
With the right travel insurance in place, Derrick was able to enjoy his time visiting his wife in Scotland. He didn't have to worry about potential risks. The couple immersed themselves in the local culture, explored hidden gems, and embarked on spontaneous adventures—without the stress of insurance complications.
Travel Insurance Is Not One-Size Fits All
Wherever your destination, you need the right travel insurance tailored to your needs. This is especially true when traveling for extended periods and exploring many destinations.
MMHI's certified travel agents have the knowledge to get you the right insurance, whatever your travel plans are. This means you can focus on the important things – like making lasting memories on a Scottish adventure.
Contact one of our agents to help you plan your next vacation.

