Terms of Use

The following Terms of Use are entered into by and between You and MacLellan & Moffatt Health Insurance (“Company”, “we”, or “us”).

The following terms and conditions, together with any documents they expressly incorporate by reference (“Terms of Use”), govern your access to and use of mmhi.ca including any content, functionality and services offered on or through mmhi.ca (the “Website”), whether as a guest or a registered user.

Copyright & Content

All content on the Website is protected by copyright, trademark and other applicable laws, and are the property of the MacLellan & Moffatt Health Insurance unless otherwise noted.

All Rights Reserved
This website and its contents are protected by the copyright laws of Canada and international treaties to which Canada is a signatory. Except as otherwise provided for under copyright law, this website and its content may not be copied, published, distributed, downloaded, or otherwise stored in a retrieval system, transmitted or converted, in any form or by any means, electronic or otherwise, without the prior written permission of the copyright owner.

Legal Disclaimer

The information on this Website operated by MacLellan & Moffatt Health Insurance is for general information and education on health and travel insurance only.

By visiting this Website, you have not retained MacLellan & Moffatt Health Insurance to give professional advice and the information on the Website should not be considered a substitute for professional advice.

MacLellan & Moffatt Health Insurance makes no warranty as to the accuracy, validity, timeliness or completeness of any information on this Website or any Website that can be accessed through this Website.

MacLellan & Moffatt Health Insurance assumes no liability for any damages whatsoever, including, without limitation, indirect, special, consequential, punitive or incidental damages of any kind, whether brought in contract or tort, arising out of or in connection with this Website, the inability to use this Website or the use, reliance upon, or performance of any material contained in or accessed from this Website, or any linked Website, even if we are expressly advised of the possibility of such damages.

By using this Website, you agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website or the resources available for use or download from this Website. You agree to use judgment and conduct due diligence before taking any action or implementing any action or program suggested or recommended on this Website.

MacLellan & Moffatt Health Insurance not responsible for any errors or omissions, or for the results obtained from the use of any information on this Website.

MacLellan & Moffatt Health Insurance has received compensation for Blue Cross insurance products or is an agent of Blue Cross in exchange for endorsing their products or services. Access to any third-party website from this Website does not constitute an affiliation with or endorsement of such sites or their operators.

MacLellan & Moffatt Health Insurance had made every effort to produce and represent the content and programs described on this Website. There is, however, no guarantee that you will earn any money or save money using the techniques and ideas. If revenue or sales figures are presented on our Website and our other social media or email channels, we are showcasing exceptional results, which do not reflect the average experience. You should not rely on any revenue, sales, or earnings information we present as any kind of promise, guarantee, or expectation of any level of success or earnings. Subject to our Refund Policy, we provide content without any express or implied warranties. By continuing to use our Website and content, you agree that we are not responsible for any decision you may make regarding any information presented or as a result of purchasing any of our products or services. Any claims made of actual earnings or examples of actual results can be verified upon request.

External links and embedded content

The Site contains links to other websites or content belonging to or originating from third parties or links to websites and features in banners or other advertising. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability or completeness by us.

Content on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or embedded on the site, or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

Testimonials

Any testimonials presented on this Website from past clients or customers of our products and services are actual and truthful statements. By using this Website, you specifically recognize and agree that the testimonials are not a guarantee of results that you or anyone else will obtain by using any products or services offered on this Website.

Information on this Website may be changed or updated at any time without notice.

Privacy

We respect your privacy and follow the principles of PIPEDA in the collection of Personal Information from you on our Website. Please see the full text of our Privacy Policy.

Email and Other Electronic Communications

Visiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.

We would be pleased to communicate with you by email, and there are various places on this Website that provide you the ability to send an electronic communication to the Company. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship. As set forth more fully in our Privacy Policy, we will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.

Changes to the Terms of Use

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Jurisdiction

This agreement between you, the user, and MacLellan & Moffatt Health Insurance shall be governed by, and interpreted in accordance with, the laws of the province of Nova Scotia and the laws of Canada applicable therein. You hereby consent and submit to the exclusive jurisdiction of the courts of the province of Nova Scotia in any proceeding related to this agreement.

Contact Information

We welcome your questions about the Terms of Use. You can contact us here:

Dan MacLellan
140 Yonge St, Suite #200
Toronto, ON M5C 1X6
1-866-848-8836